How do you know if home refinancing is right for you? There are a number of reasons that you might consider this option. 1. You could lower your interest rate - your interest rate is tied directly to your payment and lower rates mean lower payments. 2. You can increase or decrease the term of your mortgage. This allows you to either lower your payment or have your loan paid off more quickly. 3. You can change from an adjustable rate to a fixed rate loan. If your current adjustable loan contains escalating interest rates or a balloon payment, you can avoid those. 4. You might get an adjustable rate loan with better terms. This should be analyzed carefully. 5. You can get cash out from the equity built up in your home. This might be done to meet an unexpected hardship, to provide cash to make home improvements, or to pay for a child's education. If you are considering this for any of the above listed reasons, we recommend you contact one of our licensed loan offers who can guide you to the best solution.
All of our programs include no applications fees, a free debt analysis, and 24-hour pre-approval in most cases.
What Our Clients Are Saying
“Grande Financial helped us keep more money in our pockets. They refinanced our mortgage, lowered our interest rate and paid off a few of our credit cards. Now we are saving $400.00 a month! Grande Financial really does care about me and my home! I highly recommend Grande Financial.” -Foster Price