VA loans are zero down payment mortgage option available to Veterans, Service Members and select military spouses. VA loans are issued by private lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 22 million VA loans to help veterans, active duty military members and their families purchase homes or refinance their mortgages. Today, the VA mortgage is more important than ever. In recent years, lenders nationwide have tightened their lending requirements in the wake of the housing market collapse, making the VA loan a lifeline for Veterans and active Military homebuyers, many of whom find difficulty when faced with tough credit standards and down payment requirements.
All of our programs include no applications fees, a free debt analysis, and 24-hour pre-approval in most cases.
What Our Clients Are Saying
“Grande Financial helped us keep more money in our pockets. They refinanced our mortgage, lowered our interest rate and paid off a few of our credit cards. Now we are saving $400.00 a month! Grande Financial really does care about me and my home! I highly recommend Grande Financial.” -Foster Price