USDA

Loans

USDA

Loans

GOVERNMENT BACKED, ZERO DOWN LOANS FOR RURAL AREAS

USDA loans are government backed loans that assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may build, rehabilitate, improve or relocate a dwelling in an eligible rural area. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers.

There are income and eligibility requirements that must be met to qualify for these programs. Please click the button below and we’ll see what we can do to guide you through the process.